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[PSX-scene] PSN Database containing 2.2million Credit Cards now up for sale! - Page 7

post #61 of 102
Quote:
Originally Posted by ALiShaikh View Post
Fake. They said the CVV codes weren't stolen and that the table is encrypted.
Not that you can decrypt encryption right?
post #62 of 102
This isn't just about credit card info so that someone can go shopping. You can do a lot more with someone's personal information that can cause a lot of trouble that goes way beyond "simply calling your CC company and getting a new card"
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post #63 of 102
Thread Starter 
So, this was just posted:
http://psx-scene.com/forums/807305-post136.html

But, of course no "real" proof. Currently trying to ask around to see if anyone else knows about it.
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post #64 of 102
Quote:
Originally Posted by LiLChris View Post
Alright guys I did it I have all your info and will be using it to buy folding gear!
While you're at it, I could use a couple of 580's! I'll fold on them 24/7 I promise!!!
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post #65 of 102
Quote:
Originally Posted by Zackcy View Post
Yes, just because you did
It was a suggestion, wise guy.
post #66 of 102
how are they even useful? Their orders purchase with the CC info will come right to their house, and that's all the police need.
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post #67 of 102
The kiddies who think stopping identity theft is simple as calling up your CC company to cancel your credit card (you know who you are) are morons. They are probably the same kiddies with no credit score and lives with their mommy.
Edited by Clairvoyant129 - 4/28/11 at 9:08pm
 
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post #68 of 102
YAY! Does this mean I can max out my cards and blame it on PS3 hackers?

Quote:
Originally Posted by Clairvoyant129 View Post
The kiddies who think stopping identity theft is simple as calling up your CC company to cancel your credit card (you know who you are) are morons. They are probably the same kiddies with no credit score and lives with their mommy.
Never had credit fraud done against me, but it happened to my parents. The bank refused to give back my parents the money, my parents tried to fight it in court, but no lawyer wanted to go against the bank. It was a pretty big chunk of change too.

Credit fraud sucks and is never easy, and the customer (the innocent person) sometimes does not come out winning either. It's unfair and it's life. :/
post #69 of 102
Quote:
Originally Posted by cubanresourceful View Post
YAY! Does this mean I can max out my cards and blame it on PS3 hackers?



Never had credit fraud done against me, but it happened to my parents. The bank refused to give back my parents the money, my parents tried to fight it in court, but no lawyer wanted to go against the bank. It was a pretty big chunk of change too.

Credit fraud sucks and is never easy, and the customer (the innocent person) sometimes does not come out winning either. It's unfair and it's life. :/
I feel for you. All these hackers need is your address, phone number and birthday to steal your identity. Then they can start applying for new credit cards or what not. Few months later you find out you can't take out a mortgage or get a loan for a new car because your credit score is in the toilet. Kids like SIMPSONATOR who thinks stopping identity theft is simple as calling up your bank to cancel the compromised credit card are morons. Once the damage is done and your credit score is in the toilet, it is almost impossible to fix it and it will follow you for the rest of your life.
Edited by Clairvoyant129 - 4/28/11 at 9:18pm
 
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post #70 of 102
Quote:
Originally Posted by Clairvoyant129 View Post
The kiddies who think stopping identity theft is simple as calling up your CC company to cancel your credit card (you know who you are) are morons. They are probably the same kiddies with no credit score and lives with their mommy.
The only other thing you could do is put a freeze on your credit, at an average cost of $10 per bureau, but then you wouldn't even be able to apply for credit until the freeze is lifted, at a cost of another $10 or $12 per bureau. You can also flag a "fraud alert" with each bureau for free, but they are many times ignored by lenders and expire within 90 days. You can manually renew it, though, if you remember.

So, other than that, the only thing us "kiddies" can do is cancel the CC associated with the PSN account and move on. You could subscribe to one of those credit monitoring services, but they are just a waste of money in my opinion.

Everyone gets a free report from each bureau each year, so everyone should be pulling those.

I'm 24 with FICOs in the mid-700s, have diversified forms of credit, stay within the healthy limit on my revolving accounts each month, use credit cards for 99.9% of my purchases, and never pay a cent of interest (other than my auto loan). I feel I have pretty good knowledge on the subject.

So what do you suggest we "kiddies" do about this? As you didn't exactly slap us with some knowledge in your last post.
Edited by Kaldari - 4/28/11 at 9:42pm
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