after reading some of your posts, I donwloaded the new drivers for the Realtek ALC892 and reenabled it in the bios of my MSI 890FXA-GD65.
Here is what I found over my Titanium HD.
I had to max out windows' volume and increase the speakers' volume by 33% in order to get the same level of playback I did on the Titanium HD.
highs and lows were extremely poor. I had to make the Realtek EQ look like a smiley face to finally hear bass and treble.
No matter what EQ setting I used for the Realtek, the bass was flabby and lacked all punch.
The difference in the two cards?
Titanium HD: vocalists sound clear and energetic. I could identify all instruments being played.
Realtek: Vocalists sound quiet and sleepy, no energy whatsoever. Music sounds as if drunks were playing far away from the vocalist.
Verdict: Onboard sound sucks and if you cannot hear a difference, then onboard is a good solution. Dedicated sound cards are not for everyone, but they should be.