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Second Credit Card stolen in under a year - Page 2

post #11 of 22
Thread Starter 
Quote:
Originally Posted by iCrap View Post
Im thinking its that last one. Remove your info from that site.
That's my best guess too. Although it seems really stupid that a company that supports many MMOs would leak a credit card #. I believe NCSOFT's main business is in China.. so it's possible.
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post #12 of 22
Either he got a keylogger or some jerk hacked his router. Why do people do that? It's a felony to steal someone's information to use their funds. I hope that person gets caught!
post #13 of 22
I don't usually give gaming companies a bad name, but NCsoft has to be quite possibly the worst I've ever had to deal with. I remember when Aion first launched they had an issue where if you logged into your master account, you'd be redirected to somebody else. It was ridiculous.

It's also quite possible that your information at one time was known and they still have access to whatever that is that they previously had access to, if that makes sense. I recommend you make a new email and an entirely new password and just apply it to everything that you've ever used your credit card on.

I doubt it's a keylogger of some sort of malware / password stealer. You seem like a knowledgeable guy who'd be aware if he had a keylogger or not.
post #14 of 22
I use a Visa debit card for Steam, Amazon and Newegg. I only load enough money on it to buy whatever it is I'm buying online with a few $ left over. I don't use paypal or NCsoft so I don't know about them. I have used CC before on the above 3 and never had an issue though. I just feel safer using the debit card with just enough cash for my current purchase. That way if something does happen there isn't enough money on the card for anyone to do anything with it. I always go to a local store to load the money and don't use the money transfer type of online methods. I'm within 15 minutes of a wal-mart I can use to load money onto the card so its not really any hassle. And the added peace of mind is worth it to me.
post #15 of 22
I'm kind of under the impression that it just happens. I've had a couple cards compromised over the last 1-2 yrs, I don't use them anywhere shifty, systems are always clean as far as I know.

You look to be doing just about everything possible to be secure and yet it still happens so I'm not sure. Possible lucky random guesses for your info? Have a common name?
post #16 of 22
Thread Starter 
Quote:
Originally Posted by trumpet-205 View Post
You may want to pull your credit report now,

https://www.annualcreditreport.com/cra/index.jsp
They only used $113, which the bank automatically detected as a unauthorized sell and locked the card. I don't think that will affect my credit rating but I may be wrong. I'd rather not check my credit, since checking it also lowers the rating. I do know my credit rating was in the "best" rating a couple months ago.

Quote:
Originally Posted by 78@pwnt4lif3 View Post
If you're on wireless, someone did hack you for sure. However isn't Guild Wars a paid RPG game? I bet someone there hacked you or worst case is paypal but rarely they have stolen accounts now cuz they changed a lot the past few years. I'd make a complaint file if it's from there too.

I never own a CC but this is one of the reasons why we have been told by many members of paypal users it's always wise to TRANSFER your money out of paypal so nothing can be stolen or used against your will without your permission.

Have you reported your card being stolen?
My wireless is encrypted with a very long and complex passkey and the first credit card theft was when I had a wired router.

The bank automatically marked it as stolen as soon as a out-of-country purchase was made.

Quote:
Originally Posted by macca_dj View Post
Thank you I enjoyed the holiday

Seriously my Sister and Father had there cards cloned / used and they only shopped at Amazon,

Strange you dont have any torrent DLers on your machine do you ?
I have uTorrent.

Quote:
Originally Posted by Faster_is_better View Post
I'm kind of under the impression that it just happens. I've had a couple cards compromised over the last 1-2 yrs, I don't use them anywhere shifty, systems are always clean as far as I know.

You look to be doing just about everything possible to be secure and yet it still happens so I'm not sure. Possible lucky random guesses for your info? Have a common name?
I've never met someone with my last name before. However, I believe in other countries you don't always need a name to bill a credit card. I've ordered delivery and they charged my card without my name (somehow?). I think you may be right that there are systems out there that random generation credit card #s and attempt to charge to them. They actually charged me for $7, then quickly reversed it hoping I wouldn't see. Then came the $113 charge a few hours later.
Edited by Murlocke - 10/3/11 at 4:13pm
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post #17 of 22
Why would you save your credit card information somewhere? What if they were compromised.
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post #18 of 22
Thread Starter 
Quote:
Originally Posted by SkillzKillz View Post
Why would you save your credit card information somewhere? What if they were compromised.
Even if you don't save it.. it's still in their system. Many companies will still store that credit card number for up to 2 years.

If they were compromised then this is exactly what happens. Your card gets a charge on it and the bank will automatically locked it because 99.9% of the time the charge is in a different state/country. You call the bank and in 3 days you have a new card and all the charges reversed. In this day and age it's nearly impossible to actually lose money due to credit card theft.

It is, however, still annoying and makes you think "how?".
Edited by Murlocke - 10/3/11 at 4:11pm
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post #19 of 22
Quote:
Originally Posted by Murlocke View Post
They only used $113, which the bank automatically detected as a unauthorized sell and locked the card. I don't think that will affect my credit rating but I may be wrong. I'd rather not check my credit, since checking it also lowers the rating. I do know my credit rating was in the "best" rating a couple months ago.
Wrong my friend. Checking your own credit report does NOT have any impact on your credit reports. We call this soft pull. Only when your credit reports are hard pulled (bank/lender pulled your reports) an impact will be made.

I highly urge you to pull all 3 of your credit reports from

https://www.annualcreditreport.com/cra/index.jsp (it's free annually, federal laws)

Check your credit reports carefully. Last thing you want is someone stealing your identity and you didn't file a police report on time.
Edited by trumpet-205 - 10/3/11 at 4:47pm
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post #20 of 22
oh man that sucks. i think nod32 sucks, avast is better imo. i have tried both and avast imo way better. aside from anti virus. get malwarebytes. the best malware removing program. malwarebytes+avast your comp will be pretty secure
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