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[MSNBC] - New virus raids your bank account - but you won't notice... - Page 2

post #11 of 78
they can put some money in mine if they want cause theres none in mine to take lol
post #12 of 78
Yet another reason I have online banking disabled for my account. They always look at me funny when I force them to disable online and debt/atm abilities on my account.
    
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post #13 of 78
Quote:
Originally Posted by Aesir View Post

Well I assume my debian vm might be safer for banking now. I wouldn't like to find all of my money missing... Oh well I might notice discrepancies but just having them get your id is bad enough. I think my 8 character alphanumeric with symbols password would be enough to hold them for at least a little while.

If they wanted your money, they would have it.
post #14 of 78
Quote:
Originally Posted by chrisguitar View Post

If they wanted your money, they would have it.

I'm a sad panda, the internet is so insecure, decently strong passwords can be brute forced rather easily on top of all the scams. The worst part is most companies seem to be wide open and don't even care. All this is on top of the added element of forcing a flimsy identity system to be used online. We need to use some way to prove who you are like bio metrics that's so ridiculously overzealous that it might just hold off most of the clowns.
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post #15 of 78
For lots of UK banks you need a card reader to log into your account.
you enter membership number, and sirname, then enter the last 4 digits of one of your cards and enter your card-readers specific number. surely thos is already outdating the virus?
post #16 of 78
Have you ever noticed that every time a virus like this is found, it is always found by a security firm?
    
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post #17 of 78
Thread Starter 
Quote:
Originally Posted by McMogg View Post

For lots of UK banks you need a card reader to log into your account.
you enter membership number, and sirname, then enter the last 4 digits of one of your cards and enter your card-readers specific number. surely thos is already outdating the virus?

the thing is though, you have to enter all the information yourself. So they can intercept any data you input and use that for their own purposes. You could have to enter 10 different passwords to get in, but if you're infected they've logged all that information and can use it themselves. Really the only way to prevent this is to either not bank online or to not get infected. Doesn't matter how secure your log in credentials are, once you're infected it's like an open book.
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post #18 of 78
Quote:
Originally Posted by _02 View Post

I think I'd raise a red flag when my bank acted differently - IE asking me to identify myself with more than my credentials.
I'd like to know more about how it interacts with the web page, but this is pretty sneaky. It seems like it would be very difficult to get some rogue program to convincingly cover up webpage items for multiple formats without acting suspect.
People are dumb. Really dumb. You don't have to be THAT convincing for most people, just look similar.
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post #19 of 78
Quote:
Originally Posted by Aesir View Post

decently strong passwords can be brute forced rather easily on top of all the scams.

Well, my passwords are incoherent. I have to copy and paste them because typing them takes too long.

If you are remotely careful, online scams are hardly what you should worry about. By the time you buy a car or a house, or finish college, your banking information, SSN and other personal information is printed on dozens of sheets of paper, hundreds of electronic records, credit records, proposal sheets for loans (that end up god knows where) and other sources that get transmitted, accessed and stored in multiple places by multiple people.

I'd keep my spending account isolated from my savings accounts or take some other measure to reduce impact if you are compromised. There is simply too much access to that information, and I feel like most of us are winning a numbers game instead of enjoying some true safety. Case in point, my family has dealt with identity fraud twice, both instigated by paying for gas at a shell pump with their ATM debit cards, whose records were intercepted, leaked or otherwise compromised somewhere in the chain from pump to billing. None of them downloaded a virus, clicked a popup or gave their information away.
    
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post #20 of 78
I must have this virus, cause I never seem to have any money. thinking.gif
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