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Any good companies that offer financing?

post #1 of 8
Thread Starter 
Are there any good companies that offer financing on laptops besides HP and Dell? I'm getting ready to go back to college and finish my IT degree so I'd like a new laptop since I gave my old one away. But I'm also a big gamer, and I'd especially love a laptop that I can play all the latest games on in good quality, since lugging this HAF X around is getting extremely tiresome, especially since I frequent LAN parties.

I'll have about 1400 when my tax return get's back, and I can save up a bit more but I start school up again first week of march, so I don't have much time which is why i'd like to finance one and just pay it off over the next few months.

Thing's im looking for:
1080p res
very capable of gaming - I'd like to be able to max out games like WoW, Starcraft, Diablo 3, Skyrim, etc. Not necessarily the most demanding games but they're the ones I play the most atm.
good sound would be nice but I have plenty of headphones so not too big a deal. For laptop speakers, I love how the MSI GT series Dynaudio speakers sound (i'd actually like a MSI GT series if someone knows a place that will finance one)
full keyboard - not interested in a tenkeyless board

any suggestions?
Edited by Shiveron - 1/26/12 at 3:16pm
post #2 of 8
Have you tried the Amazon credit card? Honestly, there aren't too many options (unless you have credit cards or good credit) that won't end up in you getting stiffed with interest.
post #3 of 8
Thread Starter 
Quote:
Originally Posted by quentin View Post

Have you tried the Amazon credit card? Honestly, there aren't too many options (unless you have credit cards or good credit) that won't end up in you getting stiffed with interest.

I actually have an amazon card and a discover card but the limit on both is only 800 and i'm looking to invest twice if not more than that in a powerful laptop that won't need to be replaced in a year or 2. I've requested limit increases but neither company has allowed it, most likely because of my short credit history being that i'm only 20. I keep solid track of my credit and read up on everything I can to keep a good score and in 2 years have gotten my score in the mid 7's, and have been prequalified by my bank (Chase) for their freedom card, but I don't necessarily wan't an entire new credit card line, just a single loan or finance option that I can pay off and not look back.
post #4 of 8
Try places like cyberpowerpc or ibuypower. I know ibuypower allows you to check out through billmelater which gives you no interest for 6 months.
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The Nameless
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post #5 of 8
I reccomend the ASUS G73, or some varient of that laptop. It may not be the newest laptop, but it certanly is a great one. I can vouch I owned a G73 for about a month the only problem I had with it was the fact that I got it from Best Buy and it had the 1600x900 res display. I returned it, because I had my eye out on the Alienware M17X R2, only reason I went for the alienware was because it offered a 1920x1200 RGB Screen but when I got mine it was out of stock (Plan to upgrade later). But the big draw was the crossfire 5870m. Sorry for rambling on, but yeah if you can find eather of theese laptops go for them. They play all the games listed great exept for Diablo 3 idk how that will run. Also if you get the Alienware M17X R2 You can upgrade the cpu to the extreme eddition later, and you can upgrade both gpus to 6970m. Just a thought.
post #6 of 8
Quote:
Originally Posted by Shiveron View Post

I actually have an amazon card and a discover card but the limit on both is only 800 and i'm looking to invest twice if not more than that in a powerful laptop that won't need to be replaced in a year or 2. I've requested limit increases but neither company has allowed it, most likely because of my short credit history being that i'm only 20. I keep solid track of my credit and read up on everything I can to keep a good score and in 2 years have gotten my score in the mid 7's, and have been prequalified by my bank (Chase) for their freedom card, but I don't necessarily wan't an entire new credit card line, just a single loan or finance option that I can pay off and not look back.

Plus that will help build credit as well.
    
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post #7 of 8
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post #8 of 8
It's possible that your lending institution would allow you to get a Signature loan. Since the amount being borrowed isn't as much as a car or other large purchase, you might even be able to get it 'unsecured'. (without collateral)
You'll likely get a better finance rate through your bank or credit union than you will a credit card offering. It's a catch 22 with the credit thing. More credit lines tend to affect your score, BUT you must establish a good score by proving you can manage several loans. Also, since it's for school there may be a lending program with better rates for students or you could possibly 'bundle' it with any monies you'd have to borrow for classes...?
Sounds like you have your head together, so there should definitely be an option available to you.
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