I will have ~$250 or so.. That is why I was going to go with a kit to start with. Looking at the Swiftech H20-320 EDGE HD or one of the EK offerings. I was planning on getting the Switch 810 at the same time. If I can piece together a w/c setup for around the same price, i'll go that route. I still have some time to work with. Waiting my the good ol' tax return to come in..