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[MSNBC] MasterCard, Visa confirm credit card data theft described as 'massive' - Page 2

post #11 of 40
Quote:
Originally Posted by trumpet-205 View Post


Wait, I'm confused--wasn't this a database hack? Not a manual clone of actual transaction info. Why would you be at any more risk from the hack if you paid at a specific location?

Unless I'm missing something here?
    
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post #12 of 40
Quote:
Originally Posted by trumpet-205 View Post

You going to need it when you apply for rent, mortgage, auto loan, or any other type of installment loan.
And yes, now days applying a job would often require a credit check. Having no credit history = no job.

What are you talking about? It is proven that EMV also suffers middle man attack. Nothing is safe.
in Holland we dont use credit cards, well only a small portion of us have it
but we use bank passes (no not debit cards)
we use these:
f3a825455c3e09367d07d1db4bb95644_img_Rabobank-Europas-Maestro.gif

giropas.jpg
post #13 of 40
Quote:
Originally Posted by guyladouche View Post

Wait, I'm confused--wasn't this a database hack? Not a manual clone of actual transaction info. Why would you be at any more risk from the hack if you paid at a specific location?
Unless I'm missing something here?

If what she said is true, that means that whatever acquiring bank/payment processor (bank that handles the merchant account) that NY cabs are using is breached. So when you pay using debit/credit card for NY cabs your card information goes through acquiring bank, and hackers obtain this information as well.
Quote:
Originally Posted by [T]yphoon View Post

in Holland we dont use credit cards, well only a small portion of us have it
but we use bank passes (no not debit cards)
we use these:
f3a825455c3e09367d07d1db4bb95644_img_Rabobank-Europas-Maestro.gif
giropas.jpg

Maestro uses EMV (chip and pin or chip and signature) as well. Middle man attack is very possible on EMV.
Edited by trumpet-205 - 3/30/12 at 4:15pm
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post #14 of 40
Quote:
Originally Posted by trumpet-205 View Post

If what she said is true, that means that whatever acquiring bank/payment processor (bank that handles the merchant account) that NY cabs are using is breached. So when you paid using debit/credit card for NY cabs your CC information goes through acquiring bank, and hackers obtain this information as well.
Maestro uses EMV (chip and pin or chip and signature) as well. Middle man attack is very possible on EMV.

OH! I see. doh.gif I didn't realize they were explaining where the the breach happened in the data infrastructure--I thought they were talking about WHO did the breaching. Thanks for dumbing it down for me! thumb.gif
Edited by guyladouche - 3/30/12 at 4:10pm
    
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post #15 of 40
I wonder why my bank hasn't warned me of this? I don't live in the North (not many cabs here) but still...
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post #16 of 40
Good thing I don't have a credit card...yet. I think I might just skip credit cards and use cash and Dwolla.
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post #17 of 40
Quote:
Originally Posted by HybridCore View Post

Good thing I don't have a credit card...yet. I think I might just skip credit cards and use cash and Dwolla.

Read first page on why not having credit card is a bad idea.

For those who have credit cards in US, check your statement online daily. If there is unauthorized charges just call your bank/CU and dispute it. Make sure to also file a police report.
Edited by trumpet-205 - 3/30/12 at 5:18pm
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post #18 of 40
Quote:
Originally Posted by firestorm1 View Post

....and having no credit is just as bad as having horrible credit.

Welcome to the wonderful world we live in.
post #19 of 40
Quote:
Originally Posted by trumpet-205 View Post

Quote:
"From what I hear, the breach involves a taxi and parking garage company in the New York City area, so if you’ve paid a NYC cab in the last few months with your credit or debit card — be sure to check your card statements for possible fraud," Litan said in her blog post on the topic.

Requoted for late arrivers.
post #20 of 40
Parking machine stole $2.00 from me last night, piece of crap system
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