ok, thank you.
I tried to make it clear I'm a noob to PC gaming. Nobody mentioned my monitor's resolution and how it affects gaming, or if I where to upgrade to a larger monitor in the future. For all I know, "high" settings may be nice enough for me instead of "ultra" settings; how do the graphics compare to Skyrim on a gaming console?
My current plan of action is to sell my computer (since the OEM Windows license is non transferable = $ lost). I have a dozen of other items to sell also, so who knows maybe I will budget more. Its not that I don't have the money, but rather I live frugal.
In the end, I suppose I'm on my own. I have overtime at work the next two weeks so I'm not in a big hurry.