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not trying to say you don't know how to build your own machine, but you REALLY should do some research on the merit of the APU before shooting it down entirely...
I don't know where you usually get your information, but i'll assume anandtech is a good enough source for you?
http://www.anandtech.com/show/4476/amd-a83850-review
from the way you are describing the build. the APU is especially designed for those purposes... (light gaming, small, cheap)
the APU would cost less and offer a level of performance that she's unlikely to exceed. IF you ever want to make it a better gaming box, it DOES still have a PCI-E slot regardless of what form factor you end up building in...
I would recommend the ITX build, but if you are set on mATX, then that's up to you.
anyway. we are just taking what little info you offered us and try to give you the best advice we can for the purpose you are building the machine while trying to save you some $ for better components that is needed elsewhere.....
if you go with the i3/550Ti solution, you will go over budget at the end of the build.








