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[CONSUMERIST] PayPal Slips Forced Arbitration Clause Into User Agreement; Gives You Until Dec. 1 To Opt Out - Page 2

post #11 of 22
Quote:
Originally Posted by slosha69 View Post

Can't really infringe upon a person's civil rights. The worst they can do is disable your account if they find you are involved in a class action lawsuit. This by no means determines that you can't win said lawsuit.

^^^

They can't stop you from joining a class action lawsuit. ToS and whatever user agreement they can come up with does not trump your rights. Opting out will most likely render your paypal account useless since you've agreed not to use the service. The smartest way of going at this is to just not opt out, then if you see the chance, join a class action lawsuit anyway. They can't stop you and you get to use the service until they piss you off enough tongue.gif
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post #12 of 22
Quote:
Originally Posted by ghostrider85 View Post

well if you don't agree to it then don't use it,

Perhaps you can disagree and still use PayPal (and eBay). You have to write an opt-out letter for PayPal (and eBay) and mail it to them (snail mail).
Quote:
If you opt out of the Agreement to Arbitrate, all other parts of the User Agreement, including all other provisions of Section 14 (Disputes with PayPal), will continue to apply. Opting out of this Agreement to Arbitrate has no effect on any previous, other, or future arbitration agreements that you may have with us.

Does this mean opting out will not terminate your account?

They may have set up this opt-out method as they may believe customers are less likely to pursue this method.

As stated in the OP, just use the letter template here:
http://consumerist.com/2012/10/15/here-is-a-downloadable-template-for-opting-out-of-paypal-arbitration-clause/
Edited by Riou - 10/15/12 at 11:17pm
post #13 of 22
Thread Starter 
Essentially what binding arbitration means for you and me, the consumer, is the company you enter into an agreement with can abuse you anyway they want to. If there TOS claims states that they can take your house if someone doesn't get their item, you CAN'T sue them. Instead THEY hire an arbitration contractor who decides the fate of your claim.

If Joe Smith inc was paying you (as an arbitrator) and Bod Davis inc was trying to get money out of them, Who would you settle in favor of?
Edited by DaFirnz - 10/15/12 at 9:44pm
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post #14 of 22
So I have to write to them to Opt-Out? :/
post #15 of 22
Quote:
Originally Posted by slosha69 View Post

Can't really infringe upon a person's civil rights. The worst they can do is disable your account if they find you are involved in a class action lawsuit. This by no means determines that you can't win said lawsuit.

Nor Ebay nor Paypal is above the law. It is having a big mouth and nothing else.
 
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post #16 of 22
Quote:
Originally Posted by SinX7 View Post

So I have to write to them to Opt-Out? :/

This^ Can't we just email them?
     
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post #17 of 22
Thanks for this.

Just a year ago they started asking for SS#...
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post #18 of 22
It's not saying you (personally) can't sue, it's just saying you can't join a class-action suit against them. Just to clear this up for everyone.
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post #19 of 22
Paypal doesn't protect for crap.

I buy something on ebay, person sends an empty box with delivery confirmation to random address in same city, package shows "delivered" on the tracking page, I call paypal and say hey I never got my stuff, paypal says that it says it was delivered and they can't do anything about it. $300 was stolen from me that day.
post #20 of 22
That's why we have other payment processors out there, but not many websites seem to support them as much. You can't sue PayPal anyway, and it sucks if you can't get your money from a seller sending you an empty box or got nothing unless you got lots of proof to back up your dispute/claim.
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