From someone who works in the field? Too busy, can't focus on one thing, if you're designing for NA you better have to guide the viewers eyes from left to right. But everyone has their different take on it and everyone has a different opinion on what is defined as design.
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You're missing a few important aspects of design, might I suggest a book...http://www.amazon.ca/Design-Basics-Index-Jim-Krause/dp/1581805012
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This book will teach you everything you need to know about design basics.
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Spiderman 1: Err...yeah...ok...
Transformers: You're focusing on Optimus Prime...why have 2 images of him instead of just one?
Fifa: What are you trying to convey?
Spiderman 2: Again...focus on one thing...
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If I were to rate it based on the following personas:
Art Director -> Why did we hire you? Go back to school. You're fired.
Co-Worker -> Wait, you're my co-worker?
Random Guy on the Street -> Cool