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[nbcnews] Supreme Court backs student in dispute over used textbook sales - Page 10

post #91 of 129
Quote:
Originally Posted by Liranan View Post

If you read my post you would have noticed the sarcasm when I mentioned that he socialised the UK in favour of the banks. His first action as dictator was to run to the City and reassure them it would be business as usual under his misgovernance. Blair was a Thatcherite fundamentalist who took Thatcherism who a whole new extreme when he filled government with his business cronies.

While British students aren't as heavily indebted as US ones (much) higher taxes, much higher prices and equally low wages ensure they are just as bad off.

Blair's government was full of Fabianists like Gordon Brown and Ed Balls (what a god damn name!) who were ardent socialists. There was nothing Thatcherite about Blair or his government. Thatcher was a mean spirited old hag who hated Unions, workers rights and loved privatisation. She was vehemently opposed to the European Union. She is the complete anti-thesis of the New Labour movement, who gave workers more rights, empowered Unions and embraced, though not fully, the EU.

The first thing they did, was not run to the banks. They secure MANY common persons rights like a living wage, minimum wage. The banks were deregulated in 2001, the Labour Party came into power in 1997. And, globally, the banks were asking for this deregulation and many, many governments agreed and did this. Also, as Chancellor of the Exchequer, Gordon Brown oversaw such deregulation, not Tony Blair.

Many people try to assert the Labour Government run things poorly, but those people tent to be Tory flag wavers. The Labour Government has been the best thing to happen to this country for the last 40 years. The financial crisis wasn't to be avoided, and this the leaders of the opposition all voted in favour fo the FSA and deregulation, they can't hold their heads any higher.

And the US has a similar tax rate to the UK. We do not have much higher taxes, we simply have lower wages and higher prices. But, then again our nation isn't financing itself on the backs and blood of the Petro-Dollar. So, we could be excused for such problems.














And on topic.... Students are a poor bunch of people. They need all the help they can get and with the artificially inflated prices for books, I don't blame them for importing them.
Edited by Rubers - 3/20/13 at 5:41am
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post #92 of 129
At the Uni I went to in Australia, the library had copies of the book. So you could read the book even if you couldn't afford to buy the book. You could also make photo copies of it so you could read it at home if you needed too.
post #93 of 129
Quote:
Originally Posted by xinel View Post

At the Uni I went to in Australia, the library had copies of the book. So you could read the book even if you couldn't afford to buy the book. You could also make photo copies of it so you could read it at home if you needed too.

Of all books? Any book? I am not current with Australian copyright law, but I don't think that would be legal in most places in the world. Well, unless they got permission some how.
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post #94 of 129
Quote:
Originally Posted by Rubers View Post

Snip.

I despise all political parties equally and Blair being a persona non-grata in the UK and a touring millionaire proves his worth as a 'socialist' but whatever you say.
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post #95 of 129
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Originally Posted by Liranan View Post

I despise all political parties equally and Blair being a persona non-grata in the UK and a touring millionaire proves his worth as a 'socialist' but whatever you say.

Well, yeah, it's exactly as I said. I didn't call Blair a socialist, if you noticed. However, MANY members of his government were.

http://en.wikipedia.org/wiki/Fabian_Society#Influence_on_Labour_government
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post #96 of 129
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Originally Posted by Vagrant Storm View Post

LOL what? College is free in the UK? I...

 

You can get into college and it be covered by benefits if you are unemployed. In this time you have to show that you are actively looking for work and be prepared to take work if it is offered to you. As soon as you start working you have to pay your way. I think this applies from 18 onwards. From 16-18 I don't think that you have to be actively seeking employment.

 

Unless things have changed since the last time I went to college.

 

University, however, is paid for through and through as far as I am aware. Even though we're able to get help to go into University alot of people here put themselves in debt to get into University so don't think for a second that it's an easy ride in the slightest.


Edited by Lifeshield - 3/20/13 at 6:37am
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post #97 of 129
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Originally Posted by Lifeshield View Post

You can get into college and it be covered by benefits if you are unemployed. In this time you have to show that you are actively looking for work and be prepared to take work if it is offered to you. As soon as you start working you have to pay your way. I think this applies from 18 onwards. From 16-18 I don't think that you have to be actively seeking employment.

Unless things have changed since the last time I went to college.

University, however, is paid for through and through as far as I am aware. Even though we're able to get help to go into University alot of people here put themselves in debt to get into University so don't think for a second that it's an easy ride in the slightest.

You can also get into College in the UK for free if you're under 25 and don't have any A-level (level 3) qualifications.

I did this a few of years ago and I had to pay just £162 for the two year course as "admin fees"... The course was actually £1800.

University is still free in Scotland and Wales.
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post #98 of 129
Quote:
Originally Posted by Lifeshield View Post

University, however, is paid for through and through as far as I am aware. Even though we're able to get help to go into University alot of people here put themselves in debt to get into University so don't think for a second that it's an easy ride in the slightest.

I'm currently going through universities searching out the course I will end up taking and this is correct.
The majority I have looked at are £9,000/year purely for the course. We can take a loan from the government to pay for the course along with an allowance to live on (~£120/week I believe). When we are earning over a set amount we have to pay back a percentage of that to the government until the loan is payed for.
The US and UK are equal in my mind in how expensive degrees are, our only benefit is that we can spread the cost.
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post #99 of 129
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Originally Posted by Sir Amik Vase View Post

I'm currently going through universities searching out the course I will end up taking and this is correct.
The majority I have looked at are £9,000/year purely for the course. We can take a loan from the government to pay for the course along with an allowance to live on (~£120/week I believe). When we are earning over a set amount we have to pay back a percentage of that to the government until the loan is payed for.
The US and UK are equal in my mind in how expensive degrees are, our only benefit is that we can spread the cost.

On the new fees system, you only payback what you earn over £21k a year (as I previously mentioned, if you earn £22k a year, you pay back %6 of £1,000 a year... which is around £5 per month).

The amount you get in loans and grants depends entirely on your parents and/or your relationship to them. If you're independent of them, then you are means tested. If you live with them they are means tested. You can receive full grant if they earn less than £25k a year and you will receive no grant if they earn £50k a year. The amount you cna receive varies on their earnings if it falls between £25k-£50k.

The maximum loan you can take out is about £7k a year, however, if you are entitled to the grant, the maximum amount of the loan you can receive is £7 minus the grant you're entitled to, to ensure you aren't lumbered with more debt than you necessarily need (though, imho, it'd be better if you could take the full loan and grant. I know some people who's parents pay their accommodation and give them £2k a term because they don't receive any funding. Myself, being independent, would benefit more from having the extra funds. I get £2k per term, have to pay bills and travel costs to university, not to mention my equipment needed )

The thing to consider about becoming a student and taking on the loans is the nature of the debt. There is good debt and there is bad debt.

A loan for new PC parts is bad debt. If you do not make your repayments you can have your stuff repossessed and a bad mark against your name. It is and can be quite toxic. Credit cards fall into the same category.

Student loans are good debt. They do not carry a poor mark against your name. They bring you the prospect of development and with them you will secure yourself a better future. They don't count towards your credit history, won't stop you from getting a mortgage and if you lose your job and/or income, you won't be expected to keep up repayments until you're in a position to repay. Finally, after 25 years, the debt is wiped clean regardless of it's repayment status....

So, honestly, becoming a student and being saddled with debt isn't a bad decision to make. If you can stick out 4 year sin education and got the grades to do it, you're stupid NOT to go.

BTW, what degree are you looking into and which institution?
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post #100 of 129
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Originally Posted by Rubers View Post

BTW, what degree are you looking into and which institution?

I am looking into a degree in software engineering.
Southampton university is my closest but they want AAA to get in which is not going to happen in my wildest dreams.
Other than that I have looked at other uni's but I don't see any with BBB or BBC.

If I can't find one then I'm going to be stuck in a dead end job... great...
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