First, yes. Those prices are too damn high.
Second: why do you disagree with the above? What reasons?
Third: What do the Magni and the Modi do? What reason should I get a DAC for? If I were to pick up the Sound Blaster Zx would it already do that, or would I still need to? Doesn't the Zx come with a built in AMP?
All in all, I'd like to thank everybody who's posted so far. Still not sure as far as for a mic. I really do like an attatched mic, or at least a clip-on. Unfortunately my back is to the door where a lot of sound comes in (noisy family), so if there's a desktop directional mic focusing behind me will it pick up much of that?
Thanks for all the advice so far.