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Thread Starter 
I am about to invest in new equipment, and I am reading the terms of the supplemental warranty policies at Newegg.

I'm not a lawyer, but just reading through the terms of the plans, it looks like they have written the policies in such a way that it could be next to impossible to get a claim honored.

The policies state that the following are not covered (these are just some of the not-covered conditions):
  • any and all cases in which the manufacturer of the equipment would not honor any warranty regarding the equipment
  • damage caused by negligence, misuse or abuse whether willful or not
  • damage caused by user facilitated minor adjustments and settings outlined in the Product's owner's manual
  • damage caused during delivery or removal, improper installation, or setup including, but not limited to packing, unpacking or assembly
  • damage resulting from unauthorized repair
  • non failure problems that do not require parts, squeaking or other noises and intermittent issues
  • cosmetic damage such as, but not limited to scratches, dents, rust, and stains

I'm scratching my head trying to figure out any possible scenario that could realistically occur which would result in "accidental damage" but would not be considered damage caused by negligence, misuse or abuse whether willful or not; and which would not be considered damage caused by user facilitated minor adjustments and settings outlined in the manual; and which would fall under the manufacturer's warranty.