The problem might be that if you do not use the BIOS offset you might not boot into some higher overclocks. Though I've rarely seen that be a problem. You can combine bios offset and Ryzen Master for some higher voltages than BIOS allows alone.
For example max offset is +0.300V in bios. So if your base VCore is 1.18750 as mine 1700 has you can not get more than 1.488V through bios but adding Ryzen Master I can change the base Vcore higher and get more.
Right now I use +0.300V offset and have Ryzen Master set for 1.21250V and get a stable 1.500V
Mine 1700 needs that 1.500V to be somewhat stable @4.0Ghz. (everyday usage) passes 1hour Realbench stress test.
Mine will do 3.95Ghz with +0.300 offset only and pass IBT AVX but I needed 1 more click on the volts to be Prime95 custom blend stable. Bios could not do it alone. Max voltage recommended is not more than 1.450V
, or 1.425V for short periods or 1.350V 24/7 according to AMD (various posts and articles)So I'm taking a risk to reach 4.0Ghz on my chip.