I don't plan on getting any extended warranty, Apple is excellent with backing up their products. If I ever have any problems I can just go into the store and talk to a Genius for free. I had to do this with my Macbook once and they were extremely helpful and they formatted the computer for me and I was all set to go in 25 minutes.
I truly believe that for the money the hardware and software are well well worth it. The major thing I am worried about is the cost of the service plan. I can afford to shell out $600 for the best and smallest ipod, phone, and internet device since I only buy a new phone once every five years, but I don't think I could afford paying $80+ a month for data and phone plans.
Okay, lets see:
If I were a cingular retailer this is what I would do for ya:
Invidual plan I suspect
Rate Plan Details
Anytime Minutes 900
Night & Weekend minutes Unlimited
Mobile to Mobile minutes Unlimited
Long Distance $0.00
Roaming Charges $0.00
Additional minutes $.40/minute
One-time activation fee $36.00
Contract length 2 years
60$ / Month, for the first month though talk a little bit to rank up those rollover minutes
For $25.00 a MediaNET package (on the down low) with unlimited m2m text messages and 200 regular txt's.
That's about a 100$ a month with taxes and then if you want to add activation fee about 740 $ for first month with phone and such..