I have an iphone 4 and an HTC Incredible. Here's my thought on both and what I think you should do:
4 is actually built well. I don't think it's more delicate necessarily than an android phone. I think the build quality is really nice and they have beautiful cases to put around it for added protection and so you won't touch the antennae which was the problem with it's bad reception originally. If you have a case over it, the reception in AT&T zones are great. I think the iPhone is very neat, very polished, very shiny. It definitely fits the whole "wow cool toy" thing someone mentioned earlier. It's more than a toy though. I think it's actually very business friendly. The one thing I didn't like was that you basically NEEDED your credit card information to access the App Store. The apps are superior to Androids. There is no debating this whatsoever. Sure, Android is younger and is still growing, but I would have hoped they would have made more progress in the quality of their apps than they currently have at the moment. If you're all about Apps and care about nothing else really then the iPhone is your obvious choice. I noticed that the free apps weren't anywhere as good as the paid ones though, but I've had limited experience with the app store so someone feel free to say otherwise. I felt that everything was very restricted though. Restricted in the sense of the possibilities of what you can do with a smartphone and what the iphone lets you do. It's like owning 2 acres of land, but fencing it so that you can only use 1 acre. It felt so restrictive and this made me sad.
phones are extremely customizable. I mean, you don't even need to root your phone and you can do a lot with it. I just recently rooted mine and installed a ROM, but for months I was completely happy with stock HTC Sense. Android is very easy to use. I found it more difficult to use the iPhone than Android. Android lets you do a lot more and doesn't make you feel like you're restricted. The hardware is superior than the iphone's. It's basically a computer phone. The iphone definitely feels more like a powerful phone rather than a computer phone if you can understand what I'm trying to say.
To sum it up, I think Android is more intuitive than the iphone, but also lets you do a lot more. The iphone, for what it lets you do, is very nicely polished and looks more professional most of the times than Android, but this is because of the developers, not because of Android. If/when developers really pick up Android and release quality material then there will be no need for an iphone in my opinion.
Both phones do music, but if you want perfect integration with itunes (which I don't use anymore), then I suppose the iphone is better, but that's obvious. Both do video, both do pictures. Some Android phones have better cameras than the iphone. Some android phones now do 4G (the Evo), while the iphone is still 3G.
Here's my advice
: I would wait for summertime to be honest. If you really want an iphone, I would wait for iphone 5. It'll probably have 4G capability and who knows what other goodies. If you want an Android, I would wait for the dual-core 4G phones.Edited by Simca - 1/26/11 at 12:06pm