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Audiophile Insurance Company

post #1 of 6
Thread Starter 
Audiophile Syndrome is a terrible terrible disease that inflicts many innocent good natured people. The people that are unfortunate enough to succumb to this disease are commonly referred to as Audiophiles. The remedy for their disease is to purchase audio equipment and CDs to ease their pain.

Scientific breakthroughs in recent history show that an Audiophile is most at risk to losing out on a lot of money if they start their habit slowly and work their way up. While typically these types of audiophiles have the most enjoyment in life, they are stricken with the most costs and there simply is no remedy for their pain(the dents in their wallets). I plan to petition the government to subsidize and even provide full coverage for all audiophiliac needs.

Chart showing Audiophile expenditures as their disease worsens.


Unfortunately, like all medication, it's not cheap. For this reason, I have decided to start a business which will issue insurance to audiophiles that will help pay for their audio equipment and CDs to ease their pain. For a low monthly fee, Audiophiles will be able to afford their medication and get the best possible care and highest grade equipment.

How successful and profitable do you think this venture will be?



TL;DNR: We need Audiophile Insurance cuz this stuff really hurts the wallet.
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post #2 of 6
Unfortunately this wouldn't be a viable business venture, insurance works by charging a monthly premium and only have to spend money when an accident happens or the person gets sick. The problem is that audiophile sickness is constant and requires constant purchasing of equipment, instead of there being a chance of an occasional sickness. This means that the insurance company would be charging a monthly fee but also be having to constantly pay for audiophile equipment thus cancelling out the payments they are receiving. This means that for the insurance company to make a profit they would have to charge more than the medicine(audio equipment) would cost at which point the customer would simply buy the equipment themselves.
post #3 of 6
Preexisting conditions.
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post #4 of 6
You should have posted this on April Fools...unless you're serious. You should know this is what geeks like us are like. "I built a computer!" *Couple months later* "I need to upgrade".
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post #5 of 6
The only thing I can think of that relates to audio insurance is if you have a fire (and you got fire insurance, problem solved), or if you have a power surge and your $10,000 amp dies (and you got power surge insurance, problem solved).
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post #6 of 6
Thread Starter 
Quote:
Originally Posted by the.FBI View Post
Unfortunately this wouldn't be a viable business venture, insurance works by charging a monthly premium and only have to spend money when an accident happens or the person gets sick. The problem is that audiophile sickness is constant and requires constant purchasing of equipment, instead of there being a chance of an occasional sickness. This means that the insurance company would be charging a monthly fee but also be having to constantly pay for audiophile equipment thus cancelling out the payments they are receiving. This means that for the insurance company to make a profit they would have to charge more than the medicine(audio equipment) would cost at which point the customer would simply buy the equipment themselves.
Clearly then, the solution is to have the President issue this as part of his stimulus package so that ALL AMERICANs are forced to purchase this insurance. So even those not afflicted with Audiophile disease will have to put into the pot. [Insert Troll Face]
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