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Building and selling computers - Page 7

post #61 of 64
Sorry i have to resurrect and old thread rolleyes.gif i know there is alot of risk to sell computers, a customer can sue, and if you sell enough to actually support yourself, which means 100s of computer a year, someone WILL sue eventually... i just found a few company's that insure your business, all sorts of businesses (farming, real estate, dentistry, computer retail etc.) a company of liability lawyers with coverage up to 2,000,000 for only $550 a year, they set up LLCs which means my company will be an LLC which means i cannot be sued personally only my business will be lost if someone decides to sue me for 5,000,000+ haha, they only deal with small business owners not anything like Walmart or Dell or HP businesses, only small sole owner businesses with revenue under 200,000 i wonder if that is the way to go to avoid being sued out of town thumb.gif

i always wondered how power sellers on eBay could afford to deal with costumers who want to sue them. im sure they get sued from time to time, i bet they have one of these liability companies backing them..

this is from their website:

How a BOP protects you and your business

A BOP’s general liability insurance protects you from the cost of defending yourself or paying the damages if an employee, contractor, customer or other business-related third party claims that your business caused them bodily injury or harmed their property. You may also have heard this type of insurance described as commercial general liability (CGL) insurance.

For property losses, a BOP typically insures your damaged or lost property for its replacement value. This means that your reimbursement would cover your cost to replace the property, without any deduction for depreciation based on the age of the property. The property insurance included with a BOP also covers the potential that your business might be held legally responsible for damage to someone else’s property while it is in your possession. When your customer’s property is in your “care, custody or control,” it is normally covered as if it were your property.

The chance of getting sued often has less to do with the quality of your work than with your clients' temperament and expectations. If your client relationship goes sour for any reason, you could be accused of negligence even if you didn't make any mistakes.

http://www.businessinsurancenow.com/general-liability/
Edited by jcrew3002 - 10/12/12 at 7:07am
post #62 of 64
Quote:
Originally Posted by Bloodfire View Post

I do something similar. I offer my services, but to go around the warranty I just say:

"Ok, here's the deal, you buy these parts, and I'll build it for you. Cost for building is only whatever you feel like donating to my labour. I'll help you with RMA process and etc, but the warranty won't be through me directly."

Most I got donated was 200$. Least was 0.01$. Yay.

I make them 1-3 builds within their budget, and charge 40/hr for labor. Usually I take 2-3 hrs
 
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My desktop
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CPUMotherboardGraphicsGraphics
AMD FX-8350 Vishera @ 4.86 Ghz 1.5V ASUS SABERTOOTH 990FX R2.0 AM3+ AMD 990FX EVGA GTX 660 TI 3GB EVGA GTX 660Ti FTW+ 3GB 
RAMHard DriveOptical DriveCooling
16 GB DDR3 1600 G.Skill Samsung Pro 850 256GB SSD LG BD Corsair H110i 
OSPowerCaseOther
Windows 7x64 Professional CORSAIR HX Series HX750 750W ATX12V Antec LanBoy Air 5 switch fan controller 
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AMD Phenom X4 965 Black Edition MSI NF750-G55 AM3 NVIDIA nForce 750a SLI HDMI ATX ASUS GTX 550TI 1GB 8GB 1333 DDR3 G. Skill (2x 4GB) 
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post #63 of 64
I build for people that I know, friends and such. People that understand I do this as a hobby. They also know that I back my product. I have tried in the past to operate as a legitimate business but with the ways things are these days unless you have a lot of money to invest it almost feels like you are chasing your tail at times. I tell people up front though that I am not liable for anything that may go awry while it is in my possession or while I am operating the machine. If it ever becomes a issue I will have a contract drawn up but I only deal with people that are understanding and are not the sue happy type.

On another note, when I build a machine and I put a say $1500 price tag on it chances are I am only making $50 - $100 off the machine. So when someone comes to me and tells me that they can do it for less I tell them to stop wasting my time and do it their selves.

Like I said I do it as a hobby and I love building machines, but that doesn't mean I will do it for free.
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post #64 of 64
A lot of people do it on eBay. Just look at Alienware and the other boutiques around, and see the general price they're charging for a spec (usually a good bit over the cost of just the components) and undercut them a bit.

Throw in some "free" extras, like a side window and LEDs, the mainstream love that kind of thing.
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