Any idea what is under the heatsinks? Trying to find out if MSI ripped their customers off by putting the same VRM on X370 Carbon as the Xpower

If not, can you post a hwinfo64 image under full load with VRM temperature?
There's only one kit that supports 3200MHz right now as per the QVL:
https://msi.com/Motherboard/support/X370-GAMING-PRO-CARBON.html#support-mem
F4-3200C14D-16GFX