I really would not mind to have "ray tracing cards" where the card only contain rt cores and stuff to connect with your main gpu, something that have been done with physx cards a while back. In such a way everyone would be able to decide for themselves if they want ray tracing or not, cards would definitely be cheaper due to that and rtx card would also be fairly cheap as it would just contain extra hardware meant for running it.
r5-1600 4.1 1.431vcore 3020 cb20 score max temp 76.4c
amd wraith prism cpu cooler
b450m asus prime motherboard
16gb ddr4 2933mhz oc'd cl 16 hyperx ram
gtx 1660ti gigabyte gaming oc 2070-2100mhz core 6651mhz memory 68c max temp in 3dmark