Yep....accidentally set my fans as Pull / Pull configuration LMAO...
I'm such a dummy. Temps at 4.9 are a whole lot better now, max 90 during Cinebench.
I then did 5.0ghz settings with offset of +.05 and now seeing max temp of 98, though there was thermal throttling but thats because I'm too scared to set my TJMAX temps to 110 degrees like some other people (would like to keep this for 5 years at least)- kept it at auto for now.
But most the time during the cinebench load at 5.0 ghz its in high 80's and low 90's. Still hot, but at least I'm not seeing all the cores hitting 100 anymore.
Gaming now seeing high 50's and mid 60's---atleast a 10 degree drop in temps (though haven't done an extensive 2-3 hour session yet).
I also made some edits from the guide I mentioned which boosted slightly better temps as well. I will share later when I get home, but basically enabled and disabled additional settings in the advance frequency section as well as manually changing the turbo frequency so that i won't be using 5.0ghz all the time. At first I hated this gigabyte board, but now I'm starting to understand all these settings in bios and loving it.
But to summarize...pull/pull configuration is REALLY REALLY REALLY BAD guys...don't do it lol.