I dont recommend AIOs , buy a decent Air cooler .
I had Corsair H105(one of best 240 AIO on market / thick radiator ) on my 8700k @5,1ghz (1,4V) but i didnt like the pump noise and the 2x 12cm fan . So i sold it and bought Noctua D15S with an extra 2nd fan (only comes with 1x NF A-15 pwm fan )
2x 14cm fan vs pump + 2x 12cm fan . As u can imagine Noctua is waaay more quiet . And my temps dropped by 4-5C during load with the Noctua.
Not to mention when your AIO's pump die (it will happen sooner or later ) , temps will rocket jump instantly ,on heavy OC risking the mobo wont have time to shutdown in time and damage the CPU .
On tower cooler if one or even both fan die at same time (not likely ) nothing will happen . 1kg copper /aluminium can alone dissipete a lot heat before cpu throttling / shutdown.