Definitely go with Evga. They have a beatter warranty and the backplate and HF bracket are sweet if you plan to leave it on air. Any brand 4xx card can be overclocked with voltage tweaking via MSI Afterburner 1.6 beta. If you want to save some money newegg has MSI version for $299. I have never had an MSI card but from what I have heard they have a good warranty/RMA process. Good Luck! With any of these brands you will be golden, they are all the same card anyway, they just have a different shroud and different people handling warranty claims.