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At that price I´d go for it.,I´ve been running a Samsung Omnia 2 refurb for a couple years with no problems.
Is that a factory refurb ? Does ATT give you a 30 day return or any warranty ? A lot of providers automatically insure the phone(repairs) for the duration of the contract, I´m not sure if that applies to refurbs, but it´s worth asking them.
 

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If it's directly through AT&T, do it. Just make sure to ask about warranty/exchanges.
 
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