Like Inspire said, in 2 years, you should be upgrading your computer anyway.
So what's the difference in overclocking? But hey, beside that, overclocking really doesnt diminish the lifespan all that much on your computer as long as you maintain it well. And by meaning of maintaining it well, you must have good cooling, and without good cooling you shouldnt be overclocking unless you really dont give a rats if it dies.
Only extreme Oc'n kills your comp in a relatively short amount of time.
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