wow, i might be a good person to answer you. I have owned both the 945 and the 550. My 550 wasn't stable as a quad, but still performed quite well as a dual. IMO, the 945 is better just because it is a quad (deneb), i guess if your 550 will unlock then people may say that is better, but the odds are against you for that, and my 945 oc'd to around 3.75Ghz stable.