[ENTERPRISE]

Hey members of Overclock.Net.

This is more of a suggestion I am making to the entire membership.

Recently and of course in the past there have been some sale issues in our Market place with regards to members being asked to Gift payments via Paypal for purchased items. I must urge all of you to NOT use the Gift option in Paypal for payment of either Items or Services rendered.

Paypal will NOT offer protection against scamming or fraud if a payment is made using the Gift option. Please remember that using the Overclock.Net Marketplace is done at the risk of the members. We will not take responsibility as an entity for sales/trades gone wrong. We will of course advise and hold members accountable to their actions. However we do not offer financial reparation. Using Paypal as a method of payment offers you the FINANCIAL security OCN cannot. If you use the Gift option to pay for items/services then you are removing your own personal security net against scammers. Do not let users persuade you to Gift a payment. If they are unwilling to accept the charges Paypal imposes, that is there look out, not yours !

While we do our best to make sure OCN has a safe Marketplace, there is only so much we the Staff can do to protect you. So please always take that step to further protect yourself by using Paypal and NOT using the Gift option. Remember this is the internet, it is not a secure environment.

Also not to mention and thanks goes to Bitemarks and bloodstains, It is even against Paypals TOS and as such against our marketplace rules.
Quote:

5. PayPal: NO fees, Credit Card or other with the exception of shipping and handling may be assessed and NO gift payments are allowed.

• This includes, but is not limited to, charging extra or making the buyer cover PayPal service fees on credit card based PayPal payments. As we wish to comply as closely as possible with PayPal's guidelines, we will not allow any member to impose an extra "tax" for CC-based PayPal payments. "You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method."
• For your convenience, here is the excerpted section from the User Agreement. You may not request or offer a 'gift' or 'personal payment(s) to circumvent the associated fees.This will negate any possible paypal claim!
• 4.2 Receiving Payments for Commercial Transactions and Personal Transactions.
• 1a. Fees depend on whether you are making a commercial transaction or a personal transaction. A commercial transaction involves buying and selling goods or services, and payments received when you send a "request money" using PayPal. A personal transaction involves sending money to and receiving money from friends and family without making a purchase.
• 1b. If you are selling goods or services, you may not ask the buyer to send you a personal payment for the purchase. If you do so, PayPal may remove your ability to accept personal payments.

http://www.overclock.net/marketplace-rules/60879-sale-wanted-section-rules-wip.html

As an Update. OCN Will no longer provide protection for you on OCN nor assist you with trades gone wrong if the GIFT payment option was used, It is a drain on the staff. So in essence you will get no protection at all if you use the Gift option. So save yourself a headache and avoid GIFT payments at all times.

Thank You,
ENTERPRISE

 

[Bitemarks and bloodstains]

Just to add to that it is against paypals ToS to use gift payments to pay for goods and as such we have to abide by paypals ToS.
Quote:

5. PayPal: NO fees, Credit Card or other with the exception of shipping and handling may be assessed and NO gift payments are allowed.

• This includes, but is not limited to, charging extra or making the buyer cover PayPal service fees on credit card based PayPal payments. As we wish to comply as closely as possible with PayPal's guidelines, we will not allow any member to impose an extra "tax" for CC-based PayPal payments. "You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method."
• For your convenience, here is the excerpted section from the User Agreement. You may not request or offer a 'gift' or 'personal payment(s) to circumvent the associated fees.This will negate any possible paypal claim!
• 4.2 Receiving Payments for Commercial Transactions and Personal Transactions.
• 1a. Fees depend on whether you are making a commercial transaction or a personal transaction. A commercial transaction involves buying and selling goods or services, and payments received when you send a "request money" using PayPal. A personal transaction involves sending money to and receiving money from friends and family without making a purchase.
• 1b. If you are selling goods or services, you may not ask the buyer to send you a personal payment for the purchase. If you do so, PayPal may remove your ability to accept personal payments.

http://www.overclock.net/marketplace-rules/60879-sale-wanted-section-rules-wip.html

 

[ENTERPRISE]

Indeed ! Good mention.

 

[ENTERPRISE]

Quick bump.

 

[RyanRacer48]

Yes, this should be a dang pop up when you enter the FS section. lol

You live, you learn, then you get lulz over your stupidity.

Bump, to possibly save someone else from making a bad decision.

 

[ENTERPRISE]

Bump

 

[runeazn]

wait wait wait wasnt this a sticky topic right above the Marketplace How the heck did they miss that..

 

[ENTERPRISE]

Was it ? I will have to take a look.

 

[runeazn]

atleast thats where i got my info..

vague i remember it was there but noneless i found a other post that is STICKY STICKied

http://www.overclock.net/marketplace...tml#post641152
him he posted at rule number 5 no paypal gift

and sticky http://www.overclock.net/cooling-pro...ml#post7482188

by duke ETC etc many stickies tell not to use gift.

 

[ENTERPRISE]

Reminder, please do not use Gift payments. Protect yourself people !

 

[iamwardicus]

I would vote this be stickied at the top of the For Sale forums.

 

[ENTERPRISE]

Bump

 

[Bitemarks and bloodstains]

BUMP!!!!!
Also after a talk with The Duke any transaction @ OCN with a paypal 'gift' type payment will NOT be addressed by staff in any way shape or form what so ever
So not only do you lose PayPals protection you lose our protection aswell

 

[pinkgirl]

comfused.....lol

 

[Geglamash]

Quote:

Originally Posted by pinkgirl comfused.....lol

When sending a payment through Paypal, you have the option to send what type of payment.
If you send payment entitled for "goods", the recipient of your payment will be charged with roughly a 3%-4% fee for using Paypal. However, you will retain protection through Paypal should there be a dispute and you want to open a case.
If you send payment entitled for "personal" or a gift, the recipient will not be slapped with those pesky fees. However, you will not have any buyer protection, leaving you at the mercy of the seller should you receive something lesser than expected.

 

[rockosmodlife]

I really like that this is put in writing.

 

[r31ncarnat3d]

Just wanted to give a quick addon as well:

The same goes for bank transfers. If you want to do a direct transfer, make sure you are 100% comfortable with the person, else pursue some other course of payment. Like PayPal Gift, there is absolutely no protection when you do a direct bank transfer.

 

[DPxD3v]

If the seller is that bothered about the PayPal fees there is a calculator to work out the fees so if the item is £6 you send £6.42 to cover it and they get the amount. NEVER use gifted and keeps pms etc

 

[Bitemarks and bloodstains]

Time for a bump as people are still using the gift option, which is not only against our marketplace rules but PayPal's user agreement and loses you all protection from Paypal and OCN.

 

[t-ramp]

Indeed. I don't use PayPal heavily, but it wasn't hard to decide to abide by the rules.