Q9550 here. 4.0 stable; 4.2 "sorta" stable...lol Games fine at that frequency, but Prime95 gets errors after an hour or 2.
I suppose I could pump more voltage through it?... but I want to keep to Intel specs on it.
The thing is: Are you looking for a number, or are you looking for clearly defined operational improvement. I ask as I see little if any difference in all my day-today tasks when running 3.8 - 4.0. But, then again I am only gaming, surfing, listening to music... nothing really intensive.
4G is doable for 8.5x Q9550 but fsb needs 470+ so you need a high fsb board such as UD3P. I got one for my friend two weeks ago. It is stable at 475*8.5 but could not go beyond that.
It would also depend if you want to pay the extra $50(at the egg)for 170MHz and a 9x vs 8.5x multiplier. If it were me, I'd get the 9550. A good cooler on a UD3P should get you 4.0 on the 9550. However "cool" 4GHz is, the diff between 3.8 and 4 is not that significant.
Between the two I'd go 9550 with a good board. However, if you have the money for a new i7 board and ddr3 ram, go 7. The chips are the same price and the performance is much greater.
Spend the price dif on a good cooler for the 9550, if your board can get to higher FSB than you are golden. Most people are able to hit the same speeds as the 9650 anyway.
Look at some of the combos that newegg has for the q9650 if you need something besides the cpu i would go for one of the q9650 combos If you only need the cpu and don't plan to overclock heavy just go for the q9550
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